FinDwell Family Financial Safety Score™
"Don't just ask how much you can borrow. Ask how much your family can safely carry."
1. Monthly Income & Commitments
2. Property & Loan Details
3. Emergency Savings (₹)
Your Safety Score
82/100
🟢 SAFE — but with conditions
Proposed Loan
₹70,00,000
Proposed Monthly EMI
₹60,748
Family Commitment Ratio
35.2%
Safe Monthly EMI Limits
Comfortable
₹60k
Stretch
₹80k
Danger Zone
₹84k+
Financial Survival Months
10.5 moHow long emergency savings cover essential expenses + all EMIs.
Life Shock Simulator 🔥
Income Reduction Shock: 20%
Family Commitment Ratio: 44%
Stretch
Spouse Income Share Retained: 0%
Impact on Family Survival:
3.4 mo survival
Interest Rate Rise (+2%) Shock
9.2 mo survival
Strategy, Concept & Development by Naveen Shrivastava